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| Performance At A Glance |
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| Key Financial Data & Key Ratios |
| Particulars |
2006
|
2007 |
2008 |
2009 |
2010
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| Interest income |
5199 |
7170 |
9096 |
10831 |
12,023 |
| Interest expenses |
3698 |
5267 |
7126 |
8426 |
7,790 |
| Net interest income |
1500 |
1903 |
1970 |
2405 |
4,234 |
| Non-interest income |
1732 |
2913 |
3808 |
5790 |
5,447 |
| Non-interest Expenses |
1101 |
1559 |
1931 |
2907 |
3,603 |
| Net Non-interest income |
631 |
1354 |
1877 |
2883 |
1,844 |
| Profit before provision and tax |
2131 |
3257 |
3847 |
5289 |
6,078 |
| Provision for loans and assets |
390 |
910 |
1384 |
700 |
540 |
| Profit after provision before tax |
1741 |
2347 |
2463 |
4589 |
5,538 |
| Tax including deferred tax |
689 |
946 |
1232 |
1805 |
2,535 |
| Profit after tax |
1052 |
1401 |
1232 |
2784 |
3,003 |
| Balance Sheet |
| Authorized Capital |
4000 |
4000 |
10000 |
10000 |
10,000 |
| Paid-up Capital |
1750 |
2275 |
2844 |
3555 |
5,776 |
| Total Shareholder's equity |
3860 |
5273 |
6697 |
11745 |
16,769 |
| Deposits |
54724 |
70512 |
88021 |
106956 |
124,519 |
| Long-term liabilities |
16877 |
15267 |
31044 |
38209 |
47,918 |
| Loans and advances |
45010 |
57683 |
75156 |
89252 |
111,167 |
| Investments |
7844 |
12698 |
23103 |
19934 |
20,484 |
| Property,Plant and Equipment |
412 |
660 |
1375 |
1573 |
1,692 |
| Earning Assets |
55458 |
72798 |
100261 |
109905 |
132,688 |
| Net current assets |
5286 |
1338 |
9962 |
3435 |
7,349 |
Total assets |
60899 |
79588 |
110437 |
124806 |
152,797 |
| Current ratio |
0.88 |
0.97 |
0.88 |
0.96 |
1.09 |
| Equity Debt ratio |
7.00% |
7.10% |
6.45% |
10.39% |
12.33 |
| Other Business |
| Import |
52639 |
70617 |
91424 |
96452 |
147,704 |
| Export |
41801 |
51316 |
68550 |
76097 |
106,943 |
| Remittance |
15050 |
15905 |
22669 |
26447 |
28,433 |
| Guarantee Business |
5386 |
7033 |
10010 |
13673 |
29,000 |
| Capital Measures |
| Total risk weighted assets |
44324 |
55485 |
72253 |
82710 |
183,747 |
| Core capital (Tier-I) |
3860 |
5261 |
6265 |
9057 |
15,793 |
| Supplementary capital (Tier-II) |
549 |
1122 |
1594 |
3112 |
5,692 |
| Total Capital |
4409 |
6383 |
7859 |
12168 |
21,485 |
| Tier-I capital ratio |
8.71% |
9.50% |
8.67% |
10.95% |
8.60 |
| Tier-II capital ratio |
1.24% |
2.00% |
2.21% |
3.76% |
3.09 |
| Total capital ratio |
9.95% |
11.50% |
10.88% |
14.71% |
11.69 |
| Credit Quality |
| Non performing loans (NPLs) |
367 |
777 |
1323 |
1149 |
1,368 |
| NPLs to total loans and advances(%) |
0.82% |
1.35% |
1.76% |
1.29% |
1.23 |
| Provision for unclassified loans |
545 |
895 |
1040 |
1303 |
1,463 |
| Provision for classified loans |
309 |
478 |
734 |
631 |
642 |
| Share Information |
| Market price per share (Taka) |
529 |
924 |
540 |
653 |
945 |
| No. of shares outstanding(Million) |
17.50 |
22.75 |
28.44 |
35.55 |
57.76 |
| No. of shareholders (actual) |
5262 |
7368 |
9180 |
10339 |
19,748 |
| Earnings per share (Taka) |
60.11 |
61.57 |
43.32 |
78.33 |
56.90 |
| Dividend |
30% |
35% |
25% |
40% |
40% |
| Cash |
0.00% |
10.00% |
0.00% |
10% |
5% |
| Bonus |
30% |
25% |
25% |
30% |
35% |
| Effective dividend ratio |
33.33% |
40.00% |
27.78% |
44.44% |
49.52 |
| Market capitalization |
9253 |
21021 |
15349 |
23212 |
54,572 |
| Net asset value per share (Taka) |
221 |
232 |
235 |
330 |
290 |
| Price earning ratio (times) |
8.80 |
15.01 |
12.46 |
8.34 |
16.60 |
| Key Financial Ratios |
| Operating Performance Ratio |
| Net interest margin on average earning assets |
3.23% |
2.97% |
2.28% |
2.31% |
3.49 |
| Net non-interest margin on average earning assets |
1.36% |
2.11% |
2.17% |
2.72% |
1.52 |
| Earning base in assets (average) |
90.71% |
91.29% |
91.07% |
89.34% |
87.39 |
| Cost income raito |
34.07% |
32.37% |
33.42% |
35.47% |
37.22 |
| Credit deposit raito |
82.25% |
81.81% |
85.38% |
83.45% |
89.28 |
| Cost of funds on average deposits |
8.15% |
8.41% |
8.55% |
8.41% |
6.39 |
| Yield on average advance |
13.52% |
13.96% |
13.69% |
13.18% |
11.92 |
| Return on average assets |
2.05% |
1.99% |
1.30% |
2.37% |
2.16 |
| Return on average equity |
31.55% |
30.68% |
20.58% |
30.19% |
21.06 |
| Other information |
| No of Branches |
50 |
61 |
70 |
84 |
94 |
| No of SME |
- |
- |
- |
5 |
14 |
| No of employees |
1172 |
1400 |
1551 |
1844 |
2,139 |
| No of foreign correspondents |
517 |
553 |
518 |
602 |
621 |
| Average earning assets |
46448 |
64128 |
86530 |
105083 |
121,296 |
| Average total assets |
51203 |
70244 |
95013 |
117622 |
138,802 |
| Average depostis |
45373 |
62618 |
79266 |
97488 |
115,737 |
| Average advance |
38463 |
51347 |
66420 |
82204 |
100,210 |
| Average equity |
3334 |
4566 |
5985 |
9221 |
14,257 |
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| Products & Services |
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| Career |
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| About Prime Bank |
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| Corporate Governance |
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| Our Subsidiaries |
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