Prime Bank Limited
Warning against illegal forex trading/dealing | Disclosure on Risk Based Capital (Basel II & III)
Disclosure on Green Banking
Home Prime Bank Schedule of Charges Prime Bank Interest Rates Prime Bank Lending Rates Prime Bank AML/KYC Info Prime Bank Complaint Cell
» Swapna Neer Home Loan » Abash Home Loan
» Swapna Shaj Home Loan » Personal Loan
» Car Loan » Doctor's Loan
» CNG Conversion Loan » Travel Loan
» Marriage Loan » Hospitalization Loan
» Household Durables Loan » Loan Against Salary
» Education Loan » Carnival Loan
» Retail SOD (FO) » Retail Secured EMI
Abash Home Loan
Make use of your vacant land which is just outside the Metropolitan Zone to build semi-pacca houses through our financing scheme Abash. We offer the loan to avail higher loan limit for construction of your semi-pacca houses. It can unlock your renting opportunities and enable you to turn your dream into reality.
Customer Segment
Employees of Multinational Companies (MNCs) and Large Local Corporate (LLC), foreign NGOs, aid agencies, UN bodies.
Contractual employees working as consultant/advisor/ researcher of UN organization/ADB/ World Bank/ International NGO’s/ other international organizations.
Professionals, employees of Government /Semi Govt. / Autonomous bodies/ Banks/ Financial Institutions and medium/ small enterprises.
Landlord/ Landlady.
Construction/enhancement of semi-pacca building for residential use.
To takeover loans from other Banks/Non Banking financial institutions.
Competitive interest rate.
6 months grace period. *
Phase disbursement is allowed.
Processing fee 1.25% of the loan amount.
Life insurance facility covering your payment obligations in the event of your death.
Shortest loan processing time.
Automatic realization of monthly installments.
Flexible repayment schedule.
Joint applicant allowed.
Early, full and partial settlement allowed.
Customer Eligibility
For permanent and confirmed salaried person, minimum one (1) year experience with 6 months employment in present organization.
For Businessmen, minimum one (1) year experience in the same line of business.
For Landlord/Landlady having 6 months rental income continuation.
Age Limit
Minimum: 22 Years (at the time of application).
Maximum: 65 years (at the end of loan tenor).
Minimum Gross Salary/Income
BDT. 30,000.00 (Taka Thirty Thousand) for salaried person of MNCs, LLC, Foreign NGOs, aid agencies and UN bodies.
BDT. 35,000.00 (Taka Thirty Five Thousand) for salaried person other than MNCs, LLC, Foreign NGOs and UN bodies.
BDT.25,000.00 (Taka Twenty Five Thousand) for Govt. employees.
BDT. 30,000.00 (Taka Thirty Thousand) for Landlord/ Landlady.
BDT. 35,000.00 (Taka Thirty Five Thousand) for Businessmen.
Joint Applicant
Spouse, father, mother, daughter, sister, son brother and in-laws.
Loan Amount
Minimum BDT 5,00,000.00 (Taka Five Lac).
Maximum BDT 30,00,000.00 ( Taka Thirty Lac).
Loan Tenor
Maximum loan tenor is 10 years plus 06 months grace period.
Loan to Value Ratio
Maximum 70% of the total estimated cost excluding the cost of land or up to 50 % of the market value of the land whichever is lower subject to the minimum monthly income and maximum DBR.
Security Collaterals
Registered mortgage of the concerned property.
Registered irrevocable power of attorney (RIGPA).
One personal guarantee.
Required Documents
Recent passport size color photographs of applicant (s) and guarantor (s).
Photocopy of NID/passport/ driving license of applicant (s) and guarantor (s).
Copy of latest utility bill (gas/water/electricity/municipal tax).
Business card/ office ID of applicant (s) and guarantor (s) if any.
Latest tax certificate/ E-TIN.
Personal net worth statements of applicant (s) and guarantor (s).
Bank statement of last 12 months for businessmen and 6 months for others.
Rent or lease agreement of house/ property (if applicable).
Additional documents required for Salaried Person/ Self Employed
Salary Certificate/ Letter of Introduction.
Offer letter/Release letter from previous employer to prove service experience.
Professional certificate issued by concerned institution.
Additional documents required for Businessmen
Copy of trade license.
Memorandum of Association and Articles of Association of the company.
Certificate of Incorporation.
Latest form xii.
Partnership deed.
Additional documents required for Landlord/Landlady
Title deed of premises / property.
Valid rental deed with tenants.
Utility Bill copy.
Ground rent payment and municipal tax payment receipt.
* Condition Apply
Prime Bank may request for any other relevant documents, if necessary.
 Alternative Delivery Channel
Internet Banking : ALTITUDE
Phone Banking
SMS Banking
 Products & Services
Retail Banking
Corporate Banking
Islamic Banking
MSME Banking
NRB Banking
Offshore Banking
HR Vision & Message
HR Principles
Selection Process
Available Jobs
 About Prime Bank
About Prime Bank
Vision, Mission, Corporate
Corporate Milestones
Corporate Social Responsibilities
Awards & Achievements
 Corporate Governance
Board of Directors
Executive Committee
Audit Committee
 Our Subsidiaries
Prime Bank Investment Limited
Prime Bank Securities Limited
Prime Exchange Co. Pte Ltd.
PBL Exchange (UK) Limited
PBL Finance (Hong Kong) Limited
Prime Bank Foundation
Branches Prime Bank SME Branches Prime Bank ATM Locations Prime Bank Loan Calculator Prime Bank Deposit Calculator Prime Bank Exchange Rates Prime Bank InFocus Prime Bank Downloads Prime Bank Tender Prime Bank News