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» Retail Secured EMI
Abash Loan
Overview
Abash Loan is offered for construction/enhancement of semi-pucca residential building for own use purpose.
Features:
Up to 70% of the total cost of construction or 50% of the market value of the land.
Maximum 06 months grace period facility.
Loan amount: TK 5 lac to maximum TK 30 lac
Loan tenor: Maximum 10 years
Minimum age: 22 years & Maximum 65 years
Attractive variable interest rate
Competitive Processing Fee & Early Settlement Fees
Life Insurance facility
Takeover facility with Zero processing fees
Requirements:
Co-applicant (Minimum one)
One Personal guarantor may be required
Common Required documents:
- Recent passport size color photographs of applicant(s) and guarantor(s)
- Copy of NID/passport of applicant and guarantor (s)
- Copy of Latest utility bill (gas/water/electricity/municipal tax)
- Copy of latest tax clearance certificate/E-TIN
- Latest 12 months bank statement for businessmen (06 months for others)
Additional documents required for Salaried Person/Self Employed:
- Original Salary Certificate/Letter of Introduction (LOI)
- Copy of Pay-slip
- Offer letter/Release letter from previous employer to prove service experience
- Professional certificate issued by concerned authority
Additional documents required for Businessmen:
- Copy of latest trade license
- Copy of MOA, AOA, Certification of Incorporation, Latest Form XII & X (Limited Company)
- Copy of Registered Partnership Deed & Form I (Partnership Firm)
Additional documents required for Landlord:
- Copy of property title deed and latest mutations.
- Copy of valid rental deed with tenants
- Copy of utility bill copy
- Copy of latest ground rent receipts and municipal tax receipts
Prime Bank may request for any other relevant documents, if necessary.
* Condition Apply
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