Prime Chalti (Comprehensive Working Capital Financing Solution for MSMEs)
Prime Chalti offers you the loan facility to increase the working capital base by financing day to day business of your Small and Medium Enterprise (SME) business.
Loan Purpose
To finance all sorts of business justified current asset requirement
Key Features
Financing Mode
:
Term, Demand & Continuous Facility
Loan Ceiling
:
Maximum: BDT 500 Lac(For bill purchase Min. BDT 1 lac)
Loan Tenure (Max)
:
- Term: up to 5 year
- Continuous: Up to 1 year
- Demand: Up to 1 year
Eligibility
Age : - Minimum 21 years (during application) - Maximum 70 years (during loan expiry)
Business Age : 2 years
Any entrepreneur having the experience of successfully managing the business for at least two years may apply for the loan.
Required Documents
Trade license and/or any other license (if applicable)
Notarized partnership deed/registered by Sub Register Officer (in case of partnership)
Memorandum and Articles of Association in case of Private Limited Co.
National ID
Photo of the proprietor/Partners and guarantors.
Bank statement of transactional account.
Statement of all active bank loans (if any).
Security/Collateral
Registered mortgage of property/ownership of rental assets/Joint Registration
Hypothecation of machineries, equipment, vehicles, inventories.
Lien of cash collateral (FDR) and other encashable financial instrument.
Philosophy 
