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Hasanah Household Durables Investment (Asbab)
Thinking of the cost of buying furniture/home appliances/household durables? Our Household Durables Investment will enable you to buy your desired products. You can avail the loan with competitive rates, convenient features and simple procedures under the Mode of Investment of HPSM/Ijarah/BaiMuajjal/Bai Murabaha.
Key Features
To buy Household Durables
Investment up to 10 lac
Income of spouse, parents and siblings if any are considered
Profit rates on a monthly/quarterly reducing balance
Investment tenure of up to 5 years
Convenient partial or early settlement
Criteria to be Eligible
Age: At least 21 years
Professional Experience:
  - Salaried: permanently Employed for at least 1 years by a well-reputed organization including at least 6 months with present employer
  - Self employed: Professional exercise for at least 2 years (with adequate proof)
Minimum Monthly Income:
  - Salaried: BDT 20,000
  - Self Employed: BDT 25,000
Personal guarantee of the customer(s)
One personal guarantee acceptable to PBL
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