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   - Prime Dealer
Hasanah Sampad (A Shariah based Comprehensive Fixed Asset Investment Solution for CMSMEs)
CMSME customers require fixed asset acquisition to run & expand their business aptly for which CMSME customers depends on financing from various formal and non-formal sources. In order to support CMSME customers to expand their business in an uninterrupted manner, Prime Bank Ltd. has developed a financing product “Hasanah SAMPAD” to finance fixed asset acquisition, for example- plant, machineries, equipments, vehicles, buildings and commercial spaces etc.
Investment Purpose:
To finance fixed asset acquisition, for example- plant, machineries, equipment’s, vehicles, buildings and commercial spaces
To finance other fixed assets related to business
To Retire L/C after netting off L/C margin
Eligibility:
Age : - Minimum 21 years (during application)
         - Maximum 70 years (during expiry of the investment facility)
Business Age : Al least 2 years
Minimum Two (02) year experience in the same line of business /service as an entrepreneur
Key Features:
Financing Mode : Hire Purchase Under Shirkatul Melk , Ijarah
Investment Ceiling : Maximum: BDT 500 Lac
Investment Tenure :
- Up to 7 years (for civil construction);
- Up to 5 years (for others)
Method of Repayment : Will be repaid by Equal Monthly/ Quarterly Installment
Required Documents:
NID
e-TIN
Trade License
Partnership Deed
Memorandum of Association/Board Resolution etc.
Others (as applicable)
Security/Collateral:
Registered mortgage of Immovable Properties (as applicable)
Registration of the vehicles with respective registration authority in the Name of Prime Bank Limited A/C. Client (as applicable)
Hypothecation on all present and future fixed and floating assets(case to case basis)
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