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MSME Fixed Deposit Receipt
Fixed Deposit Accounts provides a higher rate of interest in return for leaving your money in for a fixed amount of time (or term). This is usually for 1 month, 3 months, 6 months and 12 months. The basic features of MSME Fixed Deposit Receipts are as follows:
At maturity FDR may be auto renewed principal amount with net interest amount (after deducting AIT) for the next tenor.
As per client instruction interest amount may be transferred to the link account maintained by the client.
Prime Bank Limited reserves the right not to allow premature encashment of FDR
Premature encashment shall be allowed as per FD encashment policy of the Bank. Required Documents
For Sole Proprietorship
Two Passport Size Photographs of the Proprietor
One Passport Size Photograph of the Nominee
Copy of valid & updated Trade License
Copy of Utility bill (recently paid but not exceeding 2 months)
Permission from Bangladesh Bank (For buying house, indenting or other specific businesses)
Copy eTIN Certificate.
For Partnership
Copy of Certified Partnership Deed/Agreement
List of the Partners with Address
Copy of valid Trade License
Copy of Utility bill (recently paid but not exceeding 2 months)
Photographs and Photo ID (NID/Passport) of the signatories / Partners
Evidence of the trading address
Copy of eTIN Certificate
Copy of VAT Certificate (if applicable)
For Private Limited Company
Copy of RJSC Certified Memorandum & Articles of Association of the Company
Copy of RJSC Certified Certificate of Incorporation
Board Resolution / Extract of the Board Resolution (Original in Company’s letter head pad)
Copy of RJSC certified Form X& Form XII
Photograph of the signatories
Copy of NID of Signatories/ Directors
Copy of Utility bill (recently paid but not exceeding 2 months)
Copy of eTIN Certificate
Copy of VAT Certificate (if applicable)
Copy of Valid & Up to dated Trade License
For Club/Society/NGO Account
Two Passport Size Photographs of the Account holder(s)/ Signatory(s)
Photo Identification (NID/ Passport) of the signatory(s)
Copy of Permission from the NGO Bureau / Ministry of Social Welfare (in case of NGO)
Original copy of Resolutions of the Executive Committee (in Company’s letter head pad)
Copy of RJSC certified Trust Deed
Copy of Utility bill (recently paid but not exceeding 2 months)
Copy of RJSC certified Article of Association
Copy of RJSC Certified Memorandum of Association
Copy of eTIN.
In addition to the above, RM/BDM/ Head of Branch may seek additional documents for their comfort and to fill up KYC requirement.
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