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Mudaraba Double Benefit Deposit Scheme (MDBDS)
The Deposit shall be for an estimated period of 10 years.
Deposit of Tk.25,000 and multiples thereof but maximum limit of Tk.25,00,000 at a time will be acceptable under the scheme.
A specially designed receipt shall be issued for the deposit under the scheme, which will not be transferable.
The instrument shall be issued for 10 years term.
At maturity after 10 years (estimated) double the amount of deposit will be paid to the depositor. Amount may be varied because profit will be calculated according to profit sharing / weightage basis, so a client needs to wait till balance becomes double of deposit.
Normally no withdrawal will be allowed before maturity. But if any depositor intends to withdraw his deposit before maturity, the following rules will apply:
a. No benefit including profit shall be allowed for pre-mature encashment within one year;
b. If the accounts/deposits are closed / en-cashed after one year of its opening, benefit shall be allowed on
    the deposit at normal Savings Deposit rate.
The instrument will be acceptable as collateral security against any investment subject to registering lien with the issuing Branch.
In case of instrument gets lost, the procedure for the issuance of a duplicate receipt will be the same as applicable in case of loss of MTDR.
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