Prime Bank Limited
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Quard means loan without interest and Hasana means beautiful. Quard-e-Hasana implies beautiful loan on good faith or beneficial loan. Loanee has to repay the principal amount. This loan facility is extended only to deserving cases on compassionate grounds and special welfare consideration. The principal amount is refundable within a reasonable time. Prime Bank grants this loan not only for consumption purpose but also for owning factor(s) of production. The ultimate objects of both the consumption and production Quard-e-Hasana are to enable the loanee to support economic problems.

In Islamic Banking Branches of Prime Bank a loan is created against pledge of Mudaraba Term Deposit. Generally 80% of the Term Deposit is allowed to the holder for Halal activities without any profit. Only a minimum service charge per deal is taken. Thus it is also called Quard against Term Deposit Receipt.
Key Features
You have to place a written application only.
A Quard is sanctioned for maximum of 6(six) Months.
A margin on MTDR as per practice/instruction of Head Office/Bangladesh Bank may be kept.
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