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Deposit Schemes
  Double Benefit Deposit Scheme (DBDS)
The deposit scheme shall be issued for 10 years years term
After 10 years terminal value will stand at Tk. 2 lacs from the initial fixed deposit of Tk. 1 lac.
Sl. Name of Scheme No. of
Year
Instalment Interest
Rate %
Terminal Benefit  
01. Double Benefit Deposit Scheme 10 years 10,000 Multiple & No maximum limit 7.23% Double of Initial Deposit   
  Monthly Benefit Deposit Scheme (General and Senior Citizen)
This is a Deposit Scheme where the depositor gets a fixed amount of profit every month without disturbance of the principal.
Tenure Amount Before Tax Tax @10% (TIN holder) Tax @15% (Without TIN ) Interest Rates
3 583.33 525.00 495.83 7.00%
5 583.33 525.00 495.83 7.00%
7 708.33 637.50 602.08 8.50%
10 708.33 637.50 602.08 8.50%
  House Building Deposit Scheme
The tenor of the House Building Deposit Scheme will be 5/7/10 years.
Name of Scheme No. of Year Instalment Interest
Rate %
Terminal Benefit
House Building Deposit Scheme 5 13,920 7.00 10.00 Lac
7 8,885 8.00 10.00 Lac
10 5,445 8.00 10.00 Lac
  Lakhopati Deposit Scheme
The tenor of the Lakhopati Deposit Scheme will be 3/5/10/15 years
Terminal amount on maturity shall be Tk. 1.00 lac.
Name of Scheme No. of Year Instalment Interest
Rate %
Terminal Benefit
Lakhopoti Savings Scheme 3 2,500.00 7.00 Tk. 1.00 Lac
5 1,400.00 7.00 Tk. 1.00 Lac
10 530.00 8.50 Tk. 1.00 Lac
15 275.00 8.50 Tk. 1.00 Lac
  LaksmaPuron Deposit Scheme (General and Senior)
Sl No. Desired Amount 3 Years @7.0% 4 Years @7.0% 5 Years @7.0%
1 Tk.50,000.00 1,255.00 905.00 700.00
2 Tk.100,000.00 2,510.00 1,810.00 1,400.00
3 Tk.200,000.00 5,020.00 3,620.00 2,800.00
4 Tk.300,000.00 7,530.00 5,430.00 4,200.00
5 Tk.400,000.00 10,040.00 7,240.00 5,600.00
6 Tk.500,000.00 12,550.00 9,050.00 7,000.00
7 Tk.600,000.00 15,060.00 10,860.00 8,400.00
8 Tk.700,000.00 17,570.00 12,670.00 9,800.00
9 Tk.800,000.00 20,080.00 14,480.00 11,200.00
10 Tk.900,000.00 22,590.00 16,290.00 12,600.00
11 Tk.1,000,000.00 25,100.00 18,100.00 14,000.00
  Account 150%
Deposit will be estimated 1.5 times of the initial deposit.
The tenure of the investment period will be 6 years
Minimum deposit amount BDT. 10,000/-
Name of Scheme No. of Year Installment Interest Rate % Terminal Benefit
Account 150% 6 years 10,000 & multiple thereof 7.10% 1.5 times of the initial deposit
  Brighter Tomorrow Deposit Scheme
Brighter Tomorrow 12 (The deposit account can be renewed for next cycle/s if the HoB admit) 25,000 Multiple & maximum 10 Crore 5.50% Same as Regular FDR process
  Nobagoto Deposit Scheme
Size of Monthly Deposit 5 Years @8.0% 7 Years @8.0% 10 Years @8.0% 15 Years @8.50% 20 Years @8.50%
Terminal Value Terminal Value Terminal Value Terminal Value Terminal Value
500 36,900.00 56,300.00 91,900.00 181,800.00 315,100.00
1000 73,800.00 112,600.00 183,800.00 363,600.00 630,200.00
2000 147,600.00 225,200.00 367,600.00 727,200.00 1,260,400.00
3000 221,400.00 337,800.00 551,400.00 1,090,800.00 1,890,600.00
4000 295,200.00 450,400.00 735,200.00 1,454,400.00 2,520,800.00
5000 369,000.00 563,000.00 919,000.00 1,818,000.00 3,151,000.00
6000 442,800.00 675,600.00 1,102,800.00 2,181,600.00 3,781,200.00
7000 516,600.00 788,200.00 1,286,600.00 2,545,200.00 4,411,400.00
8000 590,400.00 900,800.00 1,470,400.00 2,908,800.00 5,041,600.00
9000 664,200.00 1,013,400.00 1,654,200.00 3,272,400.00 5,671,800.00
10000 738,000.00 1,126,000.00 1,838,000.00 3,636,000.00 6,302,000.00
11000 811,800.00 1,238,600.00 2,021,800.00 3,999,600.00 6,932,200.00
12000 885,600.00 1,351,200.00 2,205,600.00 4,363,200.00 7,562,400.00
13000 959,400.00 1,463,800.00 2,389,400.00 4,726,800.00 8,192,600.00
14000 1,033,200.00 1,576,400.00 2,573,200.00 5,090,400.00 8,822,800.00
15000 1,107,000.00 1,689,000.00 2,757,000.00 5,454,000.00 9,453,000.00
16000 1,180,800.00 1,801,600.00 2,940,800.00 5,817,600.00 10,083,200.00
17000 1,254,600.00 1,914,200.00 3,124,600.00 6,181,200.00 10,713,400.00
18000 1,328,400.00 2,026,800.00 3,308,400.00 6,544,800.00 11,343,600.00
19000 1,402,200.00 2,139,400.00 3,492,200.00 6,908,400.00 11,973,800.00
20000 1,476,000.00 2,252,000.00 3,676,000.00 7,272,000.00 12,604,000.00
21000 1,549,800.00 2,364,600.00 3,859,800.00 7,635,600.00 13,234,200.00
22000 1,623,600.00 2,477,200.00 4,043,600.00 7,999,200.00 13,864,400.00
23000 1,697,400.00 2,589,800.00 4,227,400.00 8,362,800.00 14,494,600.00
24000 1,771,200.00 2,702,400.00 4,411,200.00 8,726,400.00 15,124,800.00
25000 1,845,000.00 2,815,000.00 4,595,000.00 9,090,000.00 15,755,000.00
  Contributory Savings Scheme
The deposit scheme shall be issued for 6 (Six) different tenures from 3 to 15 years.
One Person can open more than one "Contributory Savings Scheme."
Monthly Instalment 3 Years @ 7.00% 5 Years @ 7.00% 7 Years @ 8.00% 10 Years @ 8.00% 12 Years @ 8.50% 15 Years @ 8.50%
500 20,000 35,900 56,300 91,900 125,100 181,800
1,000 40,000 71,800 112,600 183,800 250,200 363,600
2,000 80,000 143,600 225,200 367,600 500,400 727,200
3,000 120,000 215,400 337,800 551,400 750,600 1,090,800
4,000 160,000 287,200 450,400 735,200 1,000,800 1,454,00
5,000 200,000 359,000 563,000 919,000 1,251,000 1,818,000
6,000 240,000 430,800 675,600 1,102,800 1,501,200 2,181,600
7,000 280,000 502,600 788,200 1,286,600 1,751,400 2,545,200
8,000 320,000 574,400 900,800 1,470,400 2,001,600 2,908,800
9,000 360,000 646,200 1,013,400 1,654,200 2,251,800 3,272,400
10,000 400,000 718,000 1,126,000 1,838,000 2,502,000 3,636,000
11000 440,000 789,800 1,238,600 2,021,800 2,752,200 3,999,600
12,000 480,000 861,600 1,351,200 2,205,600 3,002,400 4,363,200
13,000 520,000 933,400 1,463,800 2,389,400 3,252,600 4,726,800
14,000 560,000 1,005,200 1,576,400 2,573,200 3,502,800 5,090,400
15,000 600,000 1,077,000 1,689,000 2,757,000 3,753,000 5,454,000
16,000 640,000 1,148,800 1,801,600 2,940,800 4,003,200 5,817,600
17,000 680,000 1,220,600 1,914,200 3,124,600 4,253,400 6,181,200
18,000 720,000 1,292,400 2,026,800 3,308,400 4,503,600 6,544,800
19,000 760,000 1,364,200 2,139,400 3,492,200 4,753,800 6,908,400
20,000 800,000 1,436,000 2,252,000 3,676,000 5,004,000 7,272,000
21,000 840,000 1,507,800 2,364,600 3,859,800 5,254,200 7,635,600
22,000 880,000 1,579,600 2,477,200 4,043,600 5,504,400 7,999,200
23,000 920,000 1,651,400 2,589,800 4,227,400 5,754,600 8,362,800
24,000 960,000 1,723,200 2,702,400 4,411,200 6,004,800 8,726,400
25,000 1,000,000 1,795,000 2,815,000 4,595,000 6,255,000 9,090,000
  Prime Millionaire Scheme
The deposit scheme shall be issued for 4 (Four) different tenures from 5 to 12 years
One Person can open more than one "Prime Millionaire Scheme"
Deposit amount per month (BDT) Duration Year(s) Rate Of Interest (p.a.) Maturity amount
13,950 5 7.00% 10 Lac
8,910 7 8.00% 10 Lac
5,460 10 8.00% 10 Lac
4,010 12 8.50% 10 Lac
*This offer is subject to any amended or supplemented from time to time by the banks term & condition
*15% VAT is applicable on all fees and commission as per Govt. Circular no SRO 117-LAW/2002/342-VAT dated June 06, 2002.
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