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Deposit Schemes
  Double Benefit Deposit Scheme (DBDS)
The deposit scheme shall be issued for 10 years years term
After 10 years terminal value will stand at Tk. 2 lacs from the initial fixed deposit of Tk. 1 lac.
Sl. Name of Scheme No. of
Year
Instalment Interest
Rate %
Terminal Benefit  
01. Double Benefit Deposit Scheme 10 years 10,000 Multiple & No maximum limit 7.23% Double of Initial Deposit   
  Monthly Benefit Deposit Scheme (General and Senior Citizen)
This is a Deposit Scheme where the depositor gets a fixed amount of profit every month without disturbance of the principal.
Tenure Amount Before Tax Tax @10% (TIN holder) Tax @15% (Without TIN ) Interest Rates
3 583.33 525.00 495.83 7.00%
5 583.33 525.00 495.83 7.00%
7 708.33 637.50 602.08 8.50%
10 708.33 637.50 602.08 8.50%
  House Building Deposit Scheme
The tenor of the House Building Deposit Scheme will be 5/7/10 years.
Name of Scheme No. of Year Instalment Interest
Rate %
Terminal Benefit
House Building Deposit Scheme 5 13,920 7.00 10.00 Lac
7 8,885 8.00 10.00 Lac
10 5,445 8.00 10.00 Lac
  Lakhopati Deposit Scheme
The tenor of the Lakhopati Deposit Scheme will be 3/5/10/15 years
Terminal amount on maturity shall be Tk. 1.00 lac.
Name of Scheme No. of Year Instalment Interest
Rate %
Terminal Benefit
Lakhopoti Savings Scheme 3 2,500.00 7.00 Tk. 1.00 Lac
5 1,400.00 7.00 Tk. 1.00 Lac
10 530.00 8.50 Tk. 1.00 Lac
15 275.00 8.50 Tk. 1.00 Lac
  LaksmaPuron Deposit Scheme (General and Senior)
Sl No. Desired Amount 3 Years @7.0% 4 Years @7.0% 5 Years @7.0%
1 Tk.50,000.00 1,255.00 905.00 700.00
2 Tk.100,000.00 2,510.00 1,810.00 1,400.00
3 Tk.200,000.00 5,020.00 3,620.00 2,800.00
4 Tk.300,000.00 7,530.00 5,430.00 4,200.00
5 Tk.400,000.00 10,040.00 7,240.00 5,600.00
6 Tk.500,000.00 12,550.00 9,050.00 7,000.00
7 Tk.600,000.00 15,060.00 10,860.00 8,400.00
8 Tk.700,000.00 17,570.00 12,670.00 9,800.00
9 Tk.800,000.00 20,080.00 14,480.00 11,200.00
10 Tk.900,000.00 22,590.00 16,290.00 12,600.00
11 Tk.1,000,000.00 25,100.00 18,100.00 14,000.00
  Account 150%
Deposit will be estimated 1.5 times of the initial deposit.
The tenure of the investment period will be 6 years
Minimum deposit amount BDT. 10,000/-
Name of Scheme No. of Year Installment Interest Rate % Terminal Benefit
Account 150% 6 years 10,000 & multiple thereof 7.10% 1.5 times of the initial deposit
  Brighter Tomorrow Deposit Scheme
Brighter Tomorrow 12 (The deposit account can be renewed for next cycle/s if the HoB admit) 25,000 Multiple & maximum 10 Crore 5.50% Same as Regular FDR process
  Nobagoto Deposit Scheme
Size of Monthly Deposit 5 Years @8.0% 7 Years @8.0% 10 Years @8.0% 15 Years @8.50% 20 Years @8.50%
Terminal Value Terminal Value Terminal Value Terminal Value Terminal Value
500 36,900.00 56,300.00 91,900.00 181,800.00 315,100.00
1000 73,800.00 112,600.00 183,800.00 363,600.00 630,200.00
2000 147,600.00 225,200.00 367,600.00 727,200.00 1,260,400.00
3000 221,400.00 337,800.00 551,400.00 1,090,800.00 1,890,600.00
4000 295,200.00 450,400.00 735,200.00 1,454,400.00 2,520,800.00
5000 369,000.00 563,000.00 919,000.00 1,818,000.00 3,151,000.00
6000 442,800.00 675,600.00 1,102,800.00 2,181,600.00 3,781,200.00
7000 516,600.00 788,200.00 1,286,600.00 2,545,200.00 4,411,400.00
8000 590,400.00 900,800.00 1,470,400.00 2,908,800.00 5,041,600.00
9000 664,200.00 1,013,400.00 1,654,200.00 3,272,400.00 5,671,800.00
10000 738,000.00 1,126,000.00 1,838,000.00 3,636,000.00 6,302,000.00
11000 811,800.00 1,238,600.00 2,021,800.00 3,999,600.00 6,932,200.00
12000 885,600.00 1,351,200.00 2,205,600.00 4,363,200.00 7,562,400.00
13000 959,400.00 1,463,800.00 2,389,400.00 4,726,800.00 8,192,600.00
14000 1,033,200.00 1,576,400.00 2,573,200.00 5,090,400.00 8,822,800.00
15000 1,107,000.00 1,689,000.00 2,757,000.00 5,454,000.00 9,453,000.00
16000 1,180,800.00 1,801,600.00 2,940,800.00 5,817,600.00 10,083,200.00
17000 1,254,600.00 1,914,200.00 3,124,600.00 6,181,200.00 10,713,400.00
18000 1,328,400.00 2,026,800.00 3,308,400.00 6,544,800.00 11,343,600.00
19000 1,402,200.00 2,139,400.00 3,492,200.00 6,908,400.00 11,973,800.00
20000 1,476,000.00 2,252,000.00 3,676,000.00 7,272,000.00 12,604,000.00
21000 1,549,800.00 2,364,600.00 3,859,800.00 7,635,600.00 13,234,200.00
22000 1,623,600.00 2,477,200.00 4,043,600.00 7,999,200.00 13,864,400.00
23000 1,697,400.00 2,589,800.00 4,227,400.00 8,362,800.00 14,494,600.00
24000 1,771,200.00 2,702,400.00 4,411,200.00 8,726,400.00 15,124,800.00
25000 1,845,000.00 2,815,000.00 4,595,000.00 9,090,000.00 15,755,000.00
*This offer is subject to any amended or supplemented from time to time by the banks term & condition
*15% VAT is applicable on all fees and commission as per Govt. Circular no SRO 117-LAW/2002/342-VAT dated June 06, 2002.
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