To help farmers, share cropper and landless farmers to bear the cost of tilling of land, fertilizers, pesticides, irrigation, seed etc. for producing different crops and vegetables.
- Loan size: Up to Tk.3.00 lac (or as determined by Bangladesh Bank updated guidelines)
- Financing mode: Loan (General)
- Tenure: Maximum 6 months (Maximum 12 months, where applicable & defined in Bangladesh Bank updated guidelines)
- Any real farmers
- Age is between 19 – 65 years of age (the borrower's age must not exceed 65 at the expiry of loan tenor)
- Reside within locality/command area for minimum 2 years.
- And others as applicable
- Hypothecation of crops/vegetables
- Personal Guarantee (PG)
- Postdated cheque
- Collateral: Registered mortgage (where applicable)
- Group/Cross Guarantee from the Group members on non-judicial stamp paper is to be obtained (in case of loan is made by making a group)
- And other security required as per banking rule