Prime Sampad (Comprehensive Fixed Asset Financing Solution for MSMEs)
Prime Sampad offers you the loan facility to augment capital base for your business expansion, purchase of new business space or expansion of existing outlets and capital machineries and also to purchase light or heavy vehicles for business use.
Loan Purpose
To finance fixed asset acquisition, for example- plant, machineries, equipments, vehicles, buildings and commercial spaces
To finance other fixed assets related to business
To retire LC after netting of LC margin
Key Features
Financing Mode
:
Term Loan, Lease Finance, Hire Purchase
Loan Ceiling
:
Maximum: BDT 500 Lac
Loan Tenure (Max)
:
- Up to 7 years (for civil construction)
- Up to 5 years (for others)
Method of Repayment
:
Will be repaid by Equal Monthly/ Quarterly Installment
Debt Burden Ratio
:
Maximum 65%
Eligibility
Age : - Minimum 21 years (during application) - Maximum 70 years (during loan expiry)
Business Age : At least 2 year
Any entrepreneur having the experience of successfully managing the business for at least two years may apply for the loan.
Required Documents
Trade license and/or any other license ( if applicable)
Partnership deed (in case of partnership)
Memorandum and Articles of Association in case of Private Limited Co.
National ID
Photo of the proprietor/ Partners and guarantors.
Bank statement
Security/Collateral
Registered mortgage of property/ownership of rental assets/Joint Registration
Hypothecation of machineries, equipments, vehicles, inventories
Lien of cash collateral (FDR) and other encashable financial instrument
Philosophy 
