Prime Aagami Mudaraba (āĻĒā§āĻ°āĻžāĻāĻŽ āĻāĻāĻžāĻŽā§ āĻŽā§āĻĻāĻžāĻ°āĻžāĻŦāĻž) is a Monthly Savings Scheme (MSS) based on Mudaraba Principle for cottages, micro, small, and medium-sized enterprises (CMSMEs).
Features
- Wide Range of recurring payment terms from BDT 500-50,000
- Flexible Tenor of 3, 4, 5, 7 & 10 Years
- Up to 90% Bai Muajjal/Quard/FFO facility against deposited amount
- Usage of the savings as a Security against other MSME Investment Products
- Can open multiple ‘Prime Aagami Mudaraba’ to support your desire, capacity & financial planning
- Zero fees for early encashment
- Attractive Profit Rate
- Automatic realization of monthly installments from your Al-Wadeeah Current Account / Mudaraba Savings Account having sufficient balance.
Requirements
Completed account opening form with,
- Copy of Trade License or other statutory document
- Copy of utility bill or other valid address proofing documents of business premise.
- Copy of valid NID/ Passport/Driving License/acceptable photo ID of Proprietor/ Account Operator.
- Two copies of passport size recent colored photograph of account operator & one copy passport size recent colored photograph of nominee duly signed by Proprietor.
Completed account opening form with,
- Copy of Trade License or other statutory document
- Copy of utility bill or other valid address proofing documents of business premise.
- Copy of Partnership deed – in case of partnership firm
- Resolution by Partner/Board of Director/ Managing Committee/Board of Trustee etc. to open and operate account
- Copy of Articles of Association, Memorandum of Association, Certificate of Incorporation, Form XII if changes in directorship (in case of company)
- Copy of deed of trust, constitution or similar governing document in case of other form of entity – club, society, trust, association, cooperative etc.
- Particulars of members of Partners/ Boards/ Office Bearer/ Trust/Managing Committee/ Governing Body etc. – in respective cases
- Copy of valid NID/ Passport/Driving License/acceptable photo ID of Account Operator.
- Two copies of passport size recent colored photograph of account operator & one copy passport size recent colored photograph of nominee duly signed by Account Operator.
|
Monthly Installment (BDT) |
Maturity Value (BDT) [may differ due to irregular / delayed payment] |
||||
|---|---|---|---|---|---|
|
3 Years |
4 Years @ 5% |
5 Years @ 5% |
7 Years @ 5% |
10 Years @ 6% |
|
|
500 |
18,885 |
26,525 |
34,025 |
50,195 |
82,000 |
|
1,000 |
37,770 |
53,050 |
68,050 |
100,390 |
164,000 |
|
2,000 |
75,540 |
106,100 |
136,100 |
200,780 |
328,000 |
|
3,000 |
113,310 |
159,150 |
204,150 |
301,170 |
492,000 |
|
4,000 |
151,080 |
212,200 |
272,200 |
401,560 |
656,000 |
|
5,000 |
188,850 |
265,250 |
340,250 |
501,950 |
820,000 |
|
6,000 |
226,620 |
318,300 |
408,300 |
602,340 |
984,000 |
|
7,000 |
264,390 |
371,350 |
476,350 |
702,730 |
1,148,000 |
|
8,000 |
302,160 |
424,400 |
544,400 |
803,120 |
1,312,000 |
|
9,000 |
339,930 |
477,450 |
612,450 |
903,510 |
1,476,000 |
|
10,000 |
377,700 |
530,500 |
680,500 |
1,003,900 |
1,640,000 |
|
11,000 |
415,470 |
583,550 |
748,550 |
1,104,290 |
1,804,000 |
|
12,000 |
453,240 |
636,600 |
816,600 |
1,204,680 |
1,968,000 |
|
13,000 |
491,010 |
689,650 |
884,650 |
1,305,070 |
2,132,000 |
|
14,000 |
528,780 |
742,700 |
952,700 |
1,405,460 |
2,296,000 |
|
15,000 |
566,550 |
795,750 |
1,020,750 |
1,505,850 |
2,460,000 |
|
16,000 |
604,320 |
848,800 |
1,088,800 |
1,606,240 |
2,624,000 |
|
17,000 |
642,090 |
901,850 |
1,156,850 |
1,706,630 |
2,788,000 |
|
18,000 |
679,860 |
954,900 |
1,224,900 |
1,807,020 |
2,952,000 |
|
19,000 |
717,630 |
1,007,950 |
1,292,950 |
1,907,410 |
3,116,000 |
|
20,000 |
755,400 |
1,061,000 |
1,361,000 |
2,007,800 |
3,280,000 |
|
21,000 |
793,170 |
1,114,050 |
1,429,050 |
2,108,190 |
3,444,000 |
|
22,000 |
830,940 |
1,167,100 |
1,497,100 |
2,208,580 |
3,608,000 |
|
23,000 |
868,710 |
1,220,150 |
1,565,150 |
2,308,970 |
3,772,000 |
|
24,000 |
906,480 |
1,273,200 |
1,633,200 |
2,409,360 |
3,936,000 |
|
25,000 |
944,250 |
1,326,250 |
1,701,250 |
2,509,750 |
4,100,000 |
|
26,000 |
982,020 |
1,379,300 |
1,769,300 |
2,610,140 |
4,264,000 |
|
27,000 |
1,019,790 |
1,432,350 |
1,837,350 |
2,710,530 |
4,428,000 |
|
28,000 |
1,057,560 |
1,485,400 |
1,905,400 |
2,810,920 |
4,592,000 |
|
29,000 |
1,095,330 |
1,538,450 |
1,973,450 |
2,911,310 |
4,756,000 |
|
30,000 |
1,133,100 |
1,591,500 |
2,041,500 |
3,011,700 |
4,920,000 |
|
31,000 |
1,170,870 |
1,644,550 |
2,109,550 |
3,112,090 |
5,084,000 |
|
32,000 |
1,208,640 |
1,697,600 |
2,177,600 |
3,212,480 |
5,248,000 |
|
33,000 |
1,246,410 |
1,750,650 |
2,245,650 |
3,312,870 |
5,412,000 |
|
34,000 |
1,284,180 |
1,803,700 |
2,313,700 |
3,413,260 |
5,576,000 |
|
35,000 |
1,321,950 |
1,856,750 |
2,381,750 |
3,513,650 |
5,740,000 |
|
36,000 |
1,359,720 |
1,909,800 |
2,449,800 |
3,614,040 |
5,904,000 |
|
37,000 |
1,397,490 |
1,962,850 |
2,517,850 |
3,714,430 |
6,068,000 |
|
38,000 |
1,435,260 |
2,015,900 |
2,585,900 |
3,814,820 |
6,232,000 |
|
39,000 |
1,473,030 |
2,068,950 |
2,653,950 |
3,915,210 |
6,396,000 |
|
40,000 |
1,510,800 |
2,122,000 |
2,722,000 |
4,015,600 |
6,560,000 |
|
41,000 |
1,548,570 |
2,175,050 |
2,790,050 |
4,115,990 |
6,724,000 |
|
42,000 |
1,586,340 |
2,228,100 |
2,858,100 |
4,216,380 |
6,888,000 |
|
43,000 |
1,624,110 |
2,281,150 |
2,926,150 |
4,316,770 |
7,052,000 |
|
44,000 |
1,661,880 |
2,334,200 |
2,994,200 |
4,417,160 |
7,216,000 |
|
45,000 |
1,699,650 |
2,387,250 |
3,062,250 |
4,517,550 |
7,380,000 |
|
46,000 |
1,737,420 |
2,440,300 |
3,130,300 |
4,617,940 |
7,544,000 |
|
47,000 |
1,775,190 |
2,493,350 |
3,198,350 |
4,718,330 |
7,708,000 |
|
48,000 |
1,812,960 |
2,546,400 |
3,266,400 |
4,818,720 |
7,872,000 |
|
49,000 |
1,850,730 |
2,599,450 |
3,334,450 |
4,919,110 |
8,036,000 |
|
50,000 |
1,888,500 |
2,652,500 |
3,402,500 |
5,019,500 |
8,200,000 |
* Conditions Applied
