Explore features like,

• Maximum credit limit of BDT 700,000 for unsecured loan and BDT 2,500,000 for collateralized loan.
• Exclusive access to the Balaka VIP lounge & get your visit fee waived by spending USD 500 during your travel period. Contact our 24/7 contact center at 16218 to obtain the waiver after meeting the mentioned criteria.
  *Furthermore, you can also waive the lounge visit fee for your companion (one person) by spending a total of USD 1000 during your travel period.
• 5% cashback up to BDT 500 by making purchases of BDT 5,000 or above within the initial 3 months of acquiring your credit card.
• Year-round exclusive discounts on a wide range of offerings including travel, electronics, dining, and shopping.
• Turn your dream purchase into a reality with 0% interest at renowned shops, allowing you to conveniently pay in affordable monthly installments over a span of up to 36 months. For more info click here.
• Earn 1 reward point for every BDT 50/USD 1 spent on POS or E-commerce transactions. You can redeem these reward points for cashback by simply contacting us at 16218.
• Avail Triple Benefit Insurance as per following:
  • In case of unfortunate event such as death or permanent total disability (PTD), the entire dues as on that date gets waived while cardholder or nominee will receive equal amount (maximum BDT 5 lac).
  • In case of accidental death, nominee will receive BDT 5 lac.
  • In case of critical illness, cardholder will receive 50% of last month's outstanding (maximum BDT 5 lac). Critical illness covers major cancer, stroke, first heart attack, coronary artery surgery, serious coronary artery disease, heart valve surgery, primary pulmonary hypertension, end stage lung disease, end stage liver disease, fulminant hepatitis, kidney failure, coma, aplastic anemia, major organ or bone marrow transplantation. The enrollment age for the program is 18-64 years.
• Enjoy more features like,
  • Free supplementary credit card (First 2)
  • Maximum 50 days interest free period
  • Instant cash advance up to 50% of credit limit
  • Annual fee waiver on 15 purchase
  • bKash/Nagad fund transfer at 0% processing fee
  • Payment through standing instructions
  • Payment through Internet Banking App - MyPrime
  • Complimentary 1st cheque book.

• Applicant must have a TIN & latest tax clearance certificate.
• Age:
  • 18-70 Years for Basic Card
  • 16-70 Years for Supplementary Card
• Income Group:
  • BDT 30,000 for Salaried Personnel
  • BDT 60,000 for Self Employed Personnel
• Business/Service Tenure:
  • Minimum 06 Months for Salaried Personnel
  • Minimum 03 Years for Self-employed Personnel.

FAQ