Plan wisely and invest smartly to unlock your savings potential. With attractive interest, flexible tenors, loan facility and more, Prime Kotipoti DPS offers a secure path to achieving your financial goals.
Kotipoti
05-15 Years
Eligibility
- Bangladeshi Citizen of any age
- Active linked/transactional current or savings account
In case of Minor, account can be opened singly with operating mandate of parents/legal guardian or jointly with parents/legal guardian with operating mandate of parents/legal guardian.
Features
- Attractive Interest
- Flexible tenor of 5, 7, 10, 12 and 15 years
- Convenient instalment with or without initial deposit
- Loan facility up to 90% of the deposited amount
- Facility to open multiple Kotipoti DPS for a single person
- Early encashment eligibility with favorable forfeited rule
Requirements
- Completed personal savings scheme account opening form
- Active transaction/link (current/savings) account with Prime Bank
|
Tenor (Years) |
Interest Rate |
Without Initial Deposit |
With Initial Deposit |
||
|
BDT 1 Lac |
BDT 5 Lac |
BDT 10 Lac |
|||
|
Monthly Instalment (BDT) |
Monthly Instalment (BDT) |
Monthly Instalment (BDT) |
Monthly Instalment (BDT) |
||
|
5 |
9% |
132,782 |
130,773 |
122,602 |
112,382 |
|
7 |
9% |
86,389 |
84,840 |
78,490 |
70,592 |
|
10 |
9% |
52,311 |
51,070 |
46,117 |
39,938 |
|
12 |
9% |
39,463 |
38,356 |
33,912 |
28,354 |
|
15 |
9% |
27,061 |
26,086 |
22,138 |
17,209 |
Interest forfeiture or Pre-matured encashment rules
- If the scheme is closed before completion of 01 Year: No interest will be paid out.
- If the scheme is closed after 01 Year but before maturity: Interest will be paid at 2% less than the booked rate.
Due to late payment/ irregular payment/non-payment of any instalment(s), actual matured amount may vary from initially communicated amount on maturity.
