Bai-Murabaha empowers you to acquire goods in accordance with Shariah compliant ways, through a mutually beneficial contract with the seller. This enables you to support your business goals and ambitions.

With Bai Murabaha get solutions like,

  • Bai-Murabaha Commercial offering you the opportunity to invest in the purchase and sale of goods, enabling you to support your financial aspirations and achieve greater success in your business endeavors.
  • Bai-Murabaha Industrial empowering you to invest in your business growth by supplying machinery, equipment, and raw materials.
  • Bai-Murabaha Agriculture enabling you to invest in the growth of the agricultural sector by supplying seeds, fertilizer, and more and support sustainable farming practices and contribute to the wellbeing of communities.

with salient features like,

  • place an order to purchase a good by the bank and committing to buy the same from the bank.
  • it is a binding upon the client to purchase the good.
  • it is permissible to take cash / collateral security to guarantee the implementation of the promise or to indemnify the damages
  • stock and availability of the goods is a basic condition. bank must purchase the goods to acquire ownership.
  • after purchase the bank must bear the risk of goods until delivered.
  • bank must ensure delivery of the specified goods to the client on specified date and at a specified place.
  • the bank may sell the goods at a higher price than the purchase price to earn profit.
  • the price once fixed as per agreement and deferred cannot be further increased.
  • agreed price will include cost price and profit. bank must disclose the cost price and profit.

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